Real Estate Business Resources
Mortgage Lending Activities
- SAFE ACT
- Essential Elements of an Advance Fee Agreement
- DRE Publications & Resources
- Good Faith Estimate Form Required by HUD
- Loan Modification Disclosure Requirements
- Multi-Lender/Threshold Brokers
- SB 94 – Prohibition of Advance Fees for Residential Loan Modifications
- Mortgage Loan Activity Reporting
- Mortgage Loan Broker Compliance Manual and Checklist
- Avoiding Predatory Lending
- Threshold Mortgage Loan Broker (MLB) Information (RE 4633)
- Guidance on Nontraditional Mortgage Product Risk
- Statement on Subprime Mortgage Lending
Short Sales
- Short Sales
An Overview and Warning to Real Estate Licensees Re: Fraud, and Legal and Ethical Minefields. - Update to DRE Issued Consumer and Industry Alert(s) Regarding Short Sales Fraud, and Related Issues
- Citation Toolkit
Working together to prevent loan modification and foreclosure scams.
Industry/Licensee Resources
- Real Estate Law
- Real Estate Reference Book
- Broker Compliance Evaluation Manual
- Broker Self-Evaluation (RE 540)
- Course Provider Resources (Pre-License & CE)
- Search for Approved CE Course Offerings
- Disclosures in Real Property Transactions
- Doing Business on the Internet
- DRE Composite Report of Mortgage Loan/Trust Deed Annual Reports
- Guidelines for Unlicensed Assistants
- Licensee Advisories and Alerts
- Most Common Enforcement Violations
- Sample Trust Account Review (TAR) Reports
- Ten Most Common Violations Found in DRE Audits
- Trade Associations
- Trust Funds
State and Federal Agencies
- Legislative Counsel (Legislative Bills)
- Department of Corporations
- California Department of Veterans Affairs
- Federal Financial Institutions Examination Counsel (HMDA)
- Federal Housing Administration (FHA)
- Federal Trade Commission
- Department of Housing and Urban Development
- Office of Comptroller of the Currency
- Office of Thrift Supervision
- Federal Reserve
- Fannie Mae Foundation
- Freddie Mac Foundation
- Federal Communications Commission
California Foreclosure Consultant Registry
Effective July 1, 2009, it will be unlawful for a foreclosure consultant, as defined in Civil Code Section 2945.1 to engage in the foreclosure consultant business unless it has registered with the Attorney General's Office. All foreclosure consultants operating in California must post a $100,000 bond and register with Attorney General's Office by July 1, 2009 and submit the following information:
- Name, address, and telephone number;
- All names, addresses, telephone numbers, websites, and e-mail addresses used or proposed to be used in connection with their business;
- Copies of all advertising;
- Copies of each different contract the consultant will use with consumers; and
- A copy of its $100,000 bond
For more information please visit the Attorney General's Foreclosure Consultant Registration page.
